Top 5 Real Estate IRA Questions

  We all make mistakes. Unfortunately, making a mistake with your self-directed IRA can turn out to be very costly. Be sure to play it clean and get educated. Although there is much more to learn, here is a list of our Top 5 Real Estate IRA Questions: 1.  Can I live...

Choosing a Employer Retirement Plan – Simple IRA

SIMPLE IRA plans can provide a significant source of income at retirement by allowing employers and employees to set aside money in retirement accounts. SIMPLE IRA plans do not have the start-up and operating costs of a conventional retirement plan. Available to any...

To SEP or to (K) — That is the Question

  A lot of small employers do not know what a SEP is. Although it is not the best plan for all businesses, under the right circumstances this type of retirement plan could be looked at as a cheap alternative to a 401(k). Simplified Employee Pension (SEP) plans...

Rule Breaker or Exception Maker?

  I often get asked about exceptions to the 10% early distribution penalty for distributions taken from Traditional and Roth IRA accounts before reaching 591/2. Rather than trying to explain this in my own words I think it is best to give information taken...

Increased 401(k) Contribution for 2012!

IRS Announces Pension Plan Limitations for 2012 IR-2011-103, Oct. 20, 2011 WASHINGTON — The Internal Revenue Service today announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for Tax Year 2012. In...