Self-Directed IRA Investment Options

Investment Freedom

Investment Options

The IRS does not define the types of investments that are permissible in an IRA. Instead, they define what is not allowed. IRS law does not permit funds to be invested in life insurance or collectibles. This means that the possible realm of self-directed investments is very large. As long as you are not investing in a transaction or asset that constitutes a prohibited transaction; most likely, the asset is a permitted investment.

With IRA Express as your self-directed retirement account administrator you are able to make your own investment decisions. IRA Express does not sell or endorse any products. You are in control and are able to invest into a wide variety of permissible assets including but not limited to:

  • Real Estate (Rental Properties, Commercial and Undeveloped Land)
  • Secured and Unsecured Notes (Trust Deeds and Promissory Notes)
  • Private and Public Stock, Bonds, and Mutual Funds
  • Precious Metals
  • LLC’s and LP’s
  • Partnerships
  • Tax Lien Certificates
  • Contracts of Sale
  • Factoring
  • Accounts Receivable
  • Commercial Paper
  • Leases & Lease Options
  • Joint Ventures
  • Private Placements
  • Like & Unlike Exchanges

Although this is not all encompassing list, some examples of prohibited assets in an IRA include:

  • Artwork,
  • Rugs,
  • Antiques,
  • Metals – with exceptions for certain kinds of bullion,
  • Gems,
  • Stamps,
  • Coins – (but there are exceptions for certain coins),
  • Alcoholic beverages, and
  • Certain other tangible personal property