Freedom to Invest Your Way
Self Directed Plan Types by IRAxp
Individual Retirement Accounts (IRAs)
Traditional Retirement Plans
Traditional retirement plans can limit your options and control over your investments. High fees and limited flexibility can make it difficult to maximize your retirement savings. Many people feel stuck with the standard choices provided by their employer or a conventional IRA.
Self-Directed IRAs by IRAxp
Imagine having the freedom to invest in a wider range of assets, including real estate, private placements, and precious metals. With IRAxp’s self-directed IRAs, you take control of your financial future. Enjoy tax advantages, flexibility, and the potential for greater returns.
Transition to Self-Directed IRAs
At IRAxp, we offer a variety of self-directed IRA options that empower you to manage your retirement savings. Whether you choose a Traditional IRA, Roth IRA, SEP IRA, or Simple IRA, you gain the flexibility to invest as you see fit. Our expert team is here to guide you every step of the way.
Self-Directed Retirement Plan Types
Individual Retirement Accounts (IRAs)
Traditional IRA
A Traditional IRA allows you to save for retirement with tax-deferred growth. Contributions may be deductible, and taxes are only paid upon distribution. Required minimum distributions (RMDs) begin at age 70½.
Roth IRA
Roth IRAs offer tax-free growth and tax-free qualified distributions. Contributions are made with after-tax dollars, and there are no RMDs, allowing your investments to grow as long as you live.
SEP IRA
Ideal for small business owners and the self-employed, SEP IRAs offer tax-deferred savings and significant contribution limits. Employers can contribute up to 25% of an employee’s compensation, providing a robust retirement savings vehicle.
Simple IRA
Designed for small businesses with 100 or fewer employees, Simple IRAs require minimal startup and operating costs. Employers must contribute annually, either through matching contributions up to 3% of compensation or a 2% non-elective contribution.
Employer Sponsored Plans
Owner’s Only 401(K) Plan
Also known as a Solo 401(k), this plan is perfect for business owners with no employees. Contributions can be made as both employer and employee, offering significant tax advantages and investment flexibility. This plan avoids nondiscrimination testing, making it an ideal choice for solo entrepreneurs.
"$5 Trillion in assets are held in IRAs, highlighting their popularity and potential." - Dan A. IRAxp
“IRAxp made it easy to diversify my retirement portfolio beyond traditional stocks and bonds. Highly recommend!”
“The flexibility of a self-directed IRA from IRAxp has significantly improved my investment strategy.”
“IRAxp’s customer service and expertise helped me feel confident in managing my retirement funds.”
Frequently Asked Questions
What is a self-directed IRA?
A self-directed IRA allows you to invest in a broader range of assets, including real estate, private placements, and more.
Can I transfer my existing IRA to a self-directed IRA with IRAxp?
Yes, you can easily transfer or roll over your existing IRA to a self-directed IRA with us.
Are there any fees associated with self-directed IRAs?
While there may be some administrative fees, our goal is to keep costs low to maximize your investment returns.
Ready to take control of your retirement?
Contact us for a free consultation and start your journey with IRAxp today!