Retire on Your Terms: Explore Self-Directed IRAs
Feeling trapped by limited investment options in your current retirement plan?
Worried about market volatility affecting your nest egg? You’re not alone. Many investors struggle with:
- Restricted investment choices
- Lack of control over their retirement funds
- Uncertainty about future financial security
- Missed opportunities in alternative investments
IRAxp offers the solution: Self-Directed IRAs
Take charge of your retirement with a self-directed IRA from IRAxp. Our plans empower you to:
- Invest in a wide range of assets, including real estate and precious metals
- Leverage your expertise in specific markets or industries
- Potentially achieve higher returns through alternative investments
- Maintain tax advantages while diversifying your portfolio
IRAxp offers the solution: Self-Directed IRAs
Take charge of your retirement with a self-directed IRA from IRAxp. Our plans empower you to:
Invest in a wide range of assets, including real estate and precious metals
Leverage your expertise in specific markets or industries
Potentially achieve higher returns through alternative investments
Maintain tax advantages while diversifying your portfolio
Our mission is to demystify self-directed IRAs and empower investors to take control of their financial future. — Dan A. IRAxp
Testimonials
“IRAxp opened my eyes to investment opportunities I never knew existed. My self-directed IRA has outperformed my traditional investments by a mile!” – Sarah T., Real Estate Investor
“The team at IRAxp made transitioning to a self-directed IRA incredibly smooth. I now have a diversified portfolio that includes my passion for precious metals.” – Michael R., Retired Teacher
“Thanks to IRAxp, I’ve been able to invest in local businesses through my IRA. It’s rewarding to see my retirement funds support my community while growing steadily.” – Lisa M., Small Business Owner
FAQ's
What types of investments can I make with a self-directed IRA?
Self-directed IRAs allow for a wide range of investments, including real estate, precious metals, private company stock, cryptocurrencies, and more. You’re not limited to just stocks, bonds, and mutual funds.
How does a self-directed IRA differ from a traditional IRA?
The main difference is investment flexibility. Self-directed IRAs allow you to invest in alternative assets like real estate or private equity, while traditional IRAs typically limit you to stocks, bonds, and mutual funds offered by the custodian.
Are there any restrictions or prohibited transactions with self-directed IRAs?
Yes. You can’t use your IRA to benefit yourself or disqualified persons (like close family members) before retirement. Prohibited transactions include self-dealing, such as buying property for personal use or lending money to yourself from the IRA.
Can I rollover my existing 401(k) or IRA into a self-directed IRA?
Yes, in most cases you can rollover funds from a traditional IRA or an old employer’s 401(k) into a self-directed IRA. The process is similar to any other IRA rollover and can typically be done without tax penalties.
What are the tax implications of a self-directed IRA?
Tax implications depend on whether you choose a Traditional or Roth self-directed IRA. Traditional IRAs offer tax-deferred growth, with taxes paid upon withdrawal. Roth IRAs are funded with after-tax dollars but offer tax-free growth and withdrawals in retirement.